Mrs P was involved in a car accident in early 2018 which resulted in back, neck and secondary PTSD. Since the accident, the claimant could no longer return to work as a Nurse. Mrs P had TPD Insurance in the amount of $400,000.00. In September 2018, Mrs P submitted the TPD claim. By April 2019, […]
Total and Permanent Disability (TPD) insurance is the coverage provided by many super funds that entitles one to a lump sum payment if injury or illness (mental or physical) has prevented them returning to work in their regular capacity. Importantly, injuries and illnesses extend to anything that prevents your return to work. To be eligible […]
There are many misconceptions when it comes to hiring a lawyer. At one point or another, someone has probably told you not to bother because “lawyers are expensive, unnecessary and stubborn”. While this is sometimes true, we believe that it’s important to hire a lawyer. In fact, hiring a lawyer often saves time and money […]
If you are unable to work due to injury or illness and have been off work for 3 to 6 months (depending on your policy) you may be eligible to claim for total and permanent disability (TPD) insurance, which is often a ‘default’ insurance that is designed to assist you financially should the unthinkable happen. […]
Most law firms in NSW, advocate that the time limitation of 6 years is enacted upon the date of breach (wrongful denial of liability). For example, your total disablement is 19 May 2013, but submit a TPD claim on 19 May 2015 and declined on 1 December 2015. Most people would think you would have […]
Depression, Anxiety, PTSD and other mental illnesses are major reasons many people are unable to return to work. Whether you are a sufferer of any of these or this is the situation for one of your family members it’s critical that you get the support necessary in all areas of your life.
Sadly, the prevalence of PTSD continues to increase and many people are unable to return to work because of their illness. People with PTSD aren’t simply dealing with the direct depression and anxiety symptoms but many struggle with sleep problems, cardiovascular disease and obesity amongst a raft of other issues. It’s therefore imperative that where […]
We can’t think of too many worse things than someone with an injury that is keeping them from work not being able to get the support and access the services they desperately need. So many people find themselves in situations where they are not only having to deal with the reality of injury, but with […]