Superannuation Lawyers Adelaide
Has an injury or illness stopped you from working? Do you suffer from any disability or medical condition that has made you unfit for work? If yes, then you may be liable for insurance payments under your superannuation policy.
A person may have more than one superannuation fund to their name if they have worked for multiple jobs. But going through all these contracts and decoding the terms and conditions of the policies can be difficult, especially for someone not well-versed in legalese.
At WKB Lawyers, we have experienced and qualified lawyers to help you understand the terms of your superannuation in Adelaide. Our experts can guide you through the legal complexities of filing a superannuation claim.
Our superannuation lawyers in Adelaide are committed to helping you get the benefits you deserve. From TPD insurance to an Income Protection scheme, we can help you with anything related to your superannuation fund.
Get Expert Help for Your Superannuation Lawyers in Adelaide
Get Expert Help for Your Superannuation Lawyers in Adelaide
Suffering from an injury or illness that renders you unable to work can be challenging to manage. Moreover, handling a legal claim at such times can make the situation harder. With our superannuation lawyers in Adelaide by your side, you can breathe easier.
We want to take away the stress from your life. Our lawyers are highly qualified, skilled, and experienced. They have the expertise to handle such cases and know how to deal with the complexities of a superannuation claim. Our priority is ensuring that you get all benefits as promised under your superannuation fund. Our lawyers are committed to bringing you the payment you deserve.
You can file a claim for superannuation in Adelaide under the following:
Total and Permanent Disability (TPD)
If an illness or injury has resulted in complete or partial disability and made you unable to work, you may be liable to a large payment as part of your TPD insurance.
Based on the terms of your insurance, your disability may be defined as:
- Being unable to work in ‘your’ occupation
- Being unable to work in ‘any’ occupation
The amount you are liable to receive will depend on the terms and conditions of your TPD insurance.
Income Protection
If you are temporarily unable to work due to an illness or injury, then you may be liable to get ‘monthly salaried benefits’ under the Income Protection Insurance scheme. This means the employee will receive a monthly income for the duration they cannot work.
Typically, an employee is paid about 75% of their pre-disability income as part of this scheme. But the amount may differ based on the terms of the policy. There might also be a minimum waiting period before they start receiving the monthly payments.
Death/Terminal Illness Benefit
Certain companies also include a life insurance policy for their employees within their superannuation funds. In the case of an unexpected death or a terminal illness, the employer has to pay the balance amount remaining in their superannuation account to the listed beneficiary of the employee – usually their spouse or children. This lump sum payment can help the family manage critical expenses like house mortgage and other bills.
Hire Our Superannuation Lawyers in Adelaide
WKB Lawyers are specialists in handling superannuation claims. We have an experienced team with the right skills and qualifications with the expertise to deal with such cases successfully. We are committed to helping you get the benefit you deserve.
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Our “No Win, No Fee” policy ensures that you stand to gain success when you choose to work with us. In short – if you don’t win, you don’t pay!
Financial benefits
Managing medical expenses and legal fees can have a negative impact on your financial well-being. However, with WKB Lawyers’ “No win, No fee” guarantee, rest assured your finances will not be compromised. You can have peace of mind and concentrate on your recovery.
Legal Help Every Step of the Way
At WKB Lawyer, we focus on helping clients succeed in their legal cases. Our commitment to achieving the desired outcomes for our clients has established us as one of Sydney’s most trustworthy and reliable compensation law firms. Leveraging our legal expertise and resources effectively, we aim to strengthen your case and be there for you every step of the way.
FAQs
Superannuation lawyers in Adelaide provide specialised legal assistance related to superannuation claims. They have expertise in the subject matter of superannuation laws and matters related to it.
At WKB Lawyers, we help you navigate the complex legal process of making a superannuation claim. In case of disputes with your superannuation fund, we protect your right and ensure you get your entitled benefits.
To find the best superannuation lawyers in Adelaide, you can do the following:
- Ask for recommendations from friends, family, or colleagues who have used a superannuation lawyer before.
- Research online reviews and testimonials to gauge the reputation of potential lawyers.
- Check the lawyer’s experience and expertise in superannuation law.
- Schedule initial consultations with shortlisted lawyers to discuss your case and assess suitability.
WKB Lawyers have established a commendable reputation within the industry as adept and reliable authorities in the field of superannuation law. Our lawyers bring forth extensive skills and experience, enabling us to deliver comprehensive assistance to our clients for their superannuation claims.
Yes, a superannuation lawyer can assist you in accessing your superannuation funds early due to financial hardship. They will guide you through the application process, ensure compliance with relevant regulations, and represent your interests to increase the likelihood of approval. With our professional lawyers by your side, you can hope for positive outcomes.
As a member of a superannuation fund, below are a few common mistakes you should avoid.
- Not understanding the terms and conditions of your superannuation fund.
- Failing to keep track of multiple superannuation accounts, resulting in lost savings.
- Not keeping beneficiaries up-to-date.
- Missing important deadlines for contributions or rollovers.
- Not seeking legal advice when facing disputes or issues with your superannuation fund.
With WKB Lawyers by your side, you can consistently stay in control of managing your superannuation funds. Get legal guidance from our law professionals.
The cost of hiring a superannuation lawyer will vary based on factors such as the complexity of the case, the nature of the claim, the lawyer’s experience, and the fee structure they follow. Most lawyers in Adelaide, including WKB Lawyers, have a “no win, no fee” policy. This means the client doesn’t have to pay any upfront fees; the bill is settled once you get your compensation payment.
Yes, a superannuation lawyer can guide you in consolidating your superannuation accounts for better management. It can reduce your expenses and improve your investment potential once you streamline your funds into a single account. It can help you devise a better retirement plan. Our superannuation lawyers can assist you throughout and ensure it complies with all legal requirements.
In case super fund rejects your superannuation claim, follow the below steps.
- Seek legal assistance from an experienced superannuation lawyer.
- Review the reasons for the rejection provided by the fund.
- Gather any additional evidence or documentation that could support your claim.
- Lodge a complaint or appeal with the superannuation fund or the relevant regulatory body if necessary.
WKB Lawyers can help you build a strong case to support your superannuation claim. Our representation ensures you receive the rightful payment you deserve..
Superannuation lawyers can help maximise your retirement benefits and savings by offering tailored advice on investment strategies, contribution plans, and tax-efficient options. They understand the laws and regulations and can provide better options, such as pension plans or annuities, to help optimise your superannuation for a comfortable retirement.
Since July 1, 2023, the Superannuation Guarantee (SG) rate for every employer has gone up from the previous 10.5% to now 11%. This refers to the minimum amount employers must contribute to their employees’ super funds. This change in the law will impact the superannuation contributions your employer makes to your fund.
Superannuation is paid by both the employee and the employer. The employee contributes a certain portion of their income, and the employer must pay 11 percent of their basic wages. The superannuation fund, on behalf of the member, invests this amount so it can increase over time. To know more about the payment terms of your superannuation funds, get in touch with our lawyers.
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