Australia’s Leading TPD Only Law Firm

  • We practise exclusively and are specialists in TPD Claims. In fact, it’s all we do.
  • Over 35 years collective experience.
  • We have helped thousands of people change their lives.
  • We ensure the best possible outcome for all our clients.

Who are we?

If you have stopped work due to injury or illness and are unlikely to return to work within your education, training or experience in other words, your resume, then you may be eligible to make a TPD claim. Unlike other law firms, WKB TPD Lawyers solely practise in TPD claims.

WKB Lawyers provides a high level of service to clients who can no longer return to work. The TPD Claims Process can be a daunting task but we simplify this process by handling your case from start to finish and explaining things in simple terms so that you can concentrate on your treatment.

Why Choose Us?

WKB TPD Lawyers act on a No Win, No Fee guarantee and specialise in TPD claims, meaning we have the knowledge, experience and expertise that other firms don’t have.

WKB Lawyers has successfully claimed over 300 TPD claims since January 2020. This equates to around $110 million in insurance payouts for our clients.

tpd lawyers sydney

Recent Wins

NAME:

TPD Benefit amount: $76,800

First name of client: Jed

Injury/illness: Psychological Injury

CLAIM

Jed contacted WKB Lawyers to assist with his TPD claim, as the process he felt was a bit overwhelming.

We contacted all his treating Doctors and obtained all relevant information to run his claim for him. We completed all relevant forms and he signed them. We lodged the claim with the fund, but the claims assessor wanted to arrange an IME because of irrelevant comments made in a Workcover claim. We argued that this was unnecessary and that all relevant information and evidence has been supplied.

Jed’s claim was approved three weeks after submitting complaint response to the fund’s IME request.

NAME:

TPD Benefit amount: $500,000.00

First name of client: Mohammad

Injury/illness: Micro-sleeping & Sleep Apnoea

CLAIM

Mohammad contacted WKB Lawyers to run his TPD claim as he had a retail policy as well as a default cover policy.

We arranged all relevant evidence to be collected and submitted the claim promptly. The fund attempted to claim that our client had a non-disclosed pre-existing condition of mental health. We were able to successfully argue that there was no such pre-existing condition and that the incident they were referring to was completely situational and resolved very quickly.

Mohammad’s claim was then promptly approved a few short weeks later.

NAME:

TPD Benefit amount: $1,791,784.05

First name of client: Nicholas

Injury/illness: 5 back fusions

CLAIM

In 2014, Nick had his first back fusion, a further fusion in 2018 in Hong Kong. Unfortunately, the fusion was not successful, Nick and his wife flew back to Australia for further surgery.
The TPD claim was submitted with the IPI claim in late 2019. In April 2020 a further two surgeries were performed.In June 2020, the insurer issued a procedural fairness. The client continued with insurer, stating that he was unable to complete his duties under his ‘own occupation,’

In October 2020, further surgery preformed due to failure of previous surgery, the claim was further declined.

WKB Lawyers came on board, and while a further 3 months passed with writing submissions and providing evidence. It took, writing an executive complaint to point out the facts of the case and the reasons why the client is unable to continue under his own occupation policy.

The claim was overturned and paid and now we have an interest claim has been lodged with AFCA, as the claim should have been paid in October 2020.

NAME:

TPD Benefit amount: $154,000

First name of client: Fiona

Injury/illness: Mental Health, depression, anxiety.

CLAIM

Fiona submitted her claim with SunSuper. When her claim was declined due to not meeting the ANY occupation definition, she requested WKB Lawyers to review the decision.

On receipt of reviewing the procedural fairness it was determined that and independent medical review by a physiatrist was required. We summarise the claim for the psychiatrist and provide all the medical reports and request the doctor to answer very specific questions which takes into account the definition, the facts of the matter.

A re submission to the insurer was provided with the material evidence. The claim decision was overturned within 6 weeks.

NAME:

TPD Benefit amount: $2,500,000.00

First name of client: Ian

Injury/illness: Mental Health

CLAIM

In 2018, Ian ceased work due to his Mental health.

The TPD claim was submitted by Ian in June 2019, accompanied by treating doctor reports from his specialist.

In September 2020, the insurer issued a procedural fairness. This letter stated that our client had a high likely hood of returning to work within his education, training and experience.

WKB Lawyers were instructed to review the claim to see if our client has prospects of having his TPD claim overturned. After reviewing all the evidence, it was found that there were some evidentiary gaps in the medical evidence. Therefore, WKB Lawyers were instructed to take over the claim with a nice, fixed fee cost agreement.

WKB lawyers then proceeded with technical submissions including the use of some decided case law in support that our client was TPD.

We were very proud to contact the client and let him know that his TPD claim was overturned and paid in January 2021

NAME:

TPD Benefit amount: $2,216,000.00

First name of client: Des

Injury/illness: Mental Health, Knee and Shoulder

CLAIM

In 2020, Des ceased work due to his Mental health, Knee and Shoulder issues.

Our client decided to have a Lawyer lodge the claim on his behalf to take the stress away and to make sure his claim was guided to a successful conclusion. The client contacted several firms and after a meeting with Warren, decided to go with WKB Lawyers because of experience and good fixed fee.

After gathering the medical evidence necessary, The TPD claim was submitted by WKB Lawyers on 4 September 2020, accompanied by treating doctor reports from his specialist, medical evidence from CSC and the claim forms along with the support of some strong submissions.

Unfortunately, the Insurer had made some errors in the initial assessment by requesting irrelevant reports and after 5 months, WKB Lawyers made a complaint that the claims assessor did not have the skills necessary to assess the claim. Our clients claim was then past onto another “more senior” case assessor. The claim was then assessed as to whether our client provided full and frank disclosure. Overall, the Insurer took a very tough and tortured approach to our clients TPD claim.

After complaints to the executive team and more technical submissions including the use of some decided case law in support that our client was TPD.

We were very proud to contact the client and let him know that his TPD claim was approved for the full amount and paid in September 2021.

NAME:

TPD Benefit amount: $105,118.24,

First name of client: Trevor

Injury/illness: Cervical Spine injury, Lumbar spine

CLAIM

Trevor had been working in the construction industry where his duties entailed lifting heavy bags of render, heavy physical labour and operating a hoist. Unfortunately, due to a workplace injury moving 14 bags of render 3 times, our client noticed immediate lower back pain that developed which radiated through his neck and left arm.

In mid-2021, Trevor reached out to WKB Lawyers to run both his TPD claims with CBUS and BUSSQ. We quickly collected all of Trevor’s existing reports from his Workcover claim and requested Medical Attendant Statements from two of Trevor’s primary treating Doctors.

We were able to lodge the claims quickly with both funds. Our client was also in financial hardship so WKB acted quickly, and also lodged a Permanent incapacity claim with the trustee for CBUS, which took less than a week to be approved. Shortly after, both TPD claims were approved.

NAME:

TPD Benefit amount: $130,742.89

First name of client: Christopher

Injury/illness: Back injury – Lumbar, Shoulder injury – Left Shoulder, Mental Health

CLAIM

Chris had initially injured himself 1996, when he was working to lift engines from cars and found that after 3 months, our clients back was starting to hurt and cause issues, after 6 months he started seeing his doctor as it was impacting his capacity to work. Unfortunately, our client was diagnosed with spondylolisthesis. Chris attempted to use consistent pain relief and exercises to try and extend his work life.

In 2008, Chris had a spinal fusion which did give some relief for a few years, however, the surgery noted severe degenerative lumbar disc disease. In 2017, his injuries escalated, and he was offered light duties but was unable to use his left arm and consistent chronic back pain.

Chris was referred to WKB Lawyers in April 2021, and we quickly worked with Chris to obtain all relevant medical evidence. WKB Lawyers then promptly submitted the claim in mid-July. Within in a month, we had obtained a successful outcome, by taking the time collect and corroborate all evidence for the fund prior to submission.

NAME:

TPD Benefit amount: $348,000.00

First name of client: Susan

Injury/illness: Major depressive disorder, adjustment disorder and respiratory reaction from inhalation of chemical.

CLAIM

In 2019 Susan ceased working due to a decline in her mental health following workplace incident, she unfortunately could not return to the work she was educated, trained, or had experience in. WKB invested the time to ensure that we were able to obtain all the required evidence to lodge a successful claim. We drafted a detailed submission and after a short 8 weeks the claim was formally approved.

NAME:

TPD Benefit amount: $617,985.00

First name of client: David

Injury/illness: Parkinson’s Disease

CLAIM

In 2017 David was diagnosed with Parkinson’s Disease. He continued to work up until July 2021. David contacted WKB to assist with his TPD Claim, while we were waiting for the Waiting Period to lapse, we were obtaining the required medical evidence. We were able to lodge his claim with all the relevant medical evidence in September 2021 and a decision was made within 7 weeks.

NAME:

TPD Benefit amount: $300,000

First name of client: Caleb

Injury/illness: Myotonic Dystrophy

CLAIM

Caleb had three TPD claims. He lodged all three claims himself. Two claims were successful, however Caleb was issued Procedural Fairness for the third claim.

Caleb contacted WKB Lawyers to assist with providing a response. After reviewing the Caleb’s file, it was noted that due to the complications with his employment, it would be very difficult to provide the required information for the fund to make a favourable outcome.

WKB Lawyers were able to determine Caleb met the conditions of a different TPD definition. We then obtained specific further medical reports in line with the alternative definition and submitted a detailed response to procedural fairness.

Caleb’s claim was approved four weeks after submitting Procedural Fairness response.

NAME:

TPD Benefit amount: $1,000,000.00

First name of client: Delon

Injury/illness: Mental Health

CLAIM

Delon approached WKB Lawyers regarding the prospect of a TPD claim.

Delon had also returned home overseas to assist with his recovery but made the prospect of lodging a claim himself more complicated.

Due to Delon’s ongoing medical conditions he didn’t feel he could handle the claim himself.

WKB Lawyers was able to work through these hurdles along with the support of his treating doctors and Delon’s claim was approved in six months.

NAME: KARL PETERSEN

TPD Benefit amount: $104,000

First name of client: Karl

Injury/illness: Parkinson’s Disease

CLAIM

Karl was diagnosed with Parkinson’s Disease shortly before ceasing work. He moved interstate and lost the ability to have his treating Specialist complete the required reports for his TPD claim.

Karl came to WKB Lawyers to handle the claim as he needed to focus on looking after his medical condition.

WKB Lawyers quickly tracked down each of his past Specialists Doctors, as well as his prior employer to gather the required information for Karl’s claim.

Despite a complex medical diagnosis and treating doctors located within multiple states, WKB Lawyers had Karl’s claim approved within 3 months.

NAME: CATHERINE HAY

TPD Benefit amount: $64,500

First name of client: Kate

Injury/illness: Breast Cancer, Fibromyalgia, Depression & Anxiety

CLAIM

Kate was seeking a firm that could take on her TPD claim and get her an outcome quickly and easily.

WKB Lawyers submitted Kate’s claim in April and by early July had received confirmation that the claim was approved.

All medical reports, employment information and claim documents were managed entirely by WKB Lawyers so that Kate could spend her energy focusing on the important things in her life.

NAME:

TPD Benefit amount: $100,000.00

First name of client: Luke

Injury/illness: Bowel resection and deteriorated mental health

CLAIM

A brief scenario: Luke came to WKB Lawyers after he got sick of the fund constantly asking for more and more information from him. The Fund were of the opinion that his claimed condition was considered pre-existing, due to a clinical note showing he had a similar condition as a child. Prior to the Fund being able to issue procedural fairness or a decision, our office was able to obtain the necessary medical evidence to show that the condition was in fact different to the condition he had as a child and were able to get the claim approved.

NAME:

TPD Benefit amount: $110,655.00

First name of client: Mohamad

Injury/illness: MS

CLAIM

A brief scenario: Mohamad was a Machine Operator who unfortunately had to cease working in March 2021 due to the ongoing symptoms of MS. Mohamad only had one treating doctor, so we were able to assist him with obtaining the required 2nd Medical Attendants Statement. Once the medical evidence was received in April 2022 we were able to lodge Mohamad’s and his claim was approved by June 2022.

NAME:

TPD Benefit amount: $1.28 million

First name of client: Garry

Injury/illness: Major Depression

CLAIM

A brief scenario: Garry came to WKB Lawyers after the Fund issued procedural fairness. The Fund were of the opinion that our client had not undertaken sufficient treatment and hadn’t reached maximum medical improvement. We were able to obtain additional medical evidence to show the clients extensive treatment history and doctors support that he had exhausted all treatment options. The Fund were able to then approve the claim.

NAME: Vishani Khoosal

TPD Benefit amount: $351,422.00

First name of client: Afton

Injury/illness:

  1. Whiplash injury
  2. Cervicogenic headaches
  3. Chronic bilateral shoulder subacromial bursitis and laberal tear of the right shoulder
  4. Bilateral occipital neuralgia
  5. Anxiety depressive disorder
  6. Post traumatic stress disorder
CLAIM

WKB Lawyers assisted Afton with her claim from start to finish. She was assessed under a TPD tailored cover policy. Despite the supportive medical reports submitted by WKB Lawyers for assessment by the fund, the claims assessor still requested a further medical report from Afton’s treating GP. WKB lawyers ensured that the further report requested was fair and in accordance with the TPD definition.

After receiving pushback from the insurer, a further obstacle encountered was the insurer’s request for our client’s Medicare/PBS records and Centrelink file due to a significant backlog. We advocated around this to avoid any further delays to the assessment of the claim.

Further, after applying pressure on the insurer to make a decision, Afton’s claim was approved. We then assisted Afton with finding out the tax implications on the withdrawal of her TPD benefit by putting her in touch with a specialised financial planner. Before finalising her matter, we assisted Afton with making a lump sum withdrawal of her benefit sum.

NAME: Vishani Khoosal

TPD Benefit amount: $20,000

First name of client: Rosemary

Injury/illness: Left Frozen Shoulder related to her left upper limb injury and left wrist fracture

CLAIM

WKB Lawyers assisted Rosemary with her TPD claim which was approved in under a week from the time of lodgement.

Rosemary’s claim was advocated under a TPD definition involving a second limb for retraining. We advocated that Rosemary met the TPD definition including that she could not be reasonably expected to acquire work in the future within a suitable rehabilitation/retraining program.

We ensured all relevant medical evidence from Rosemary’s treating GP and treating specialist had been completed before lodging her claim. This avoided any potential delays and led to a prompt assessment and approval.

Throughout the process, we were regularly in touch with Rosemary to answer her queries, address her concerns and confirm her instructions.

Rosemary was very happy with the timely outcome of her TPD claim and the payout on her eligible superannuation policy.

What is Total and Permanent Disability TPD Insurance?

If you have stopped work due to injury or illness and are unlikely to return to work within your education, training or experience, then you may be eligible to make a TPD claim. Warren Bennett, Principal/Director,  and his team explains in the video what the basic eligibility criteria is when making a TPD claim.

Check out our video where we explain what TPD insurance is and a whole lot more.

tpd lawyer

Tips and FAQ’s

Warren’s experience is rare. He has had the advantage of working on both sides of the fence which means that his tips are both practical and insightful.

testimonials

Testimonials

  • 5 star review  I can't speak highly enough of Warren and the team. I initially contacted some of the more advertised no win no fee lawyers (im sure you know who) before speaking with Warren and choosing WKB was the best thing I could've done. Warrens as genuine as he is knowledgeable which makes a world of difference when dealing with Superannuation insurance companies and their tactics. Do yourself a favour and speak to them before anyone else, you'll thank yourself for it I promise!!

    thumb Land Quer

    5 star review  Thank you so much to Warren & Nari who have assisted me over the last 12 months. The communication was immaculate, I was always kept in the loop and pointed in the right direction, which gave me the best possible outcome. I’m very happy and appreciative and highly recommend WKB lawyers. Thank you again guys.

    thumb Katie Butler
  • 5 star review  I have schizophrenia a metal illness suffered from work. I approached WKB Lawyers to help me through my TPD claim. The help was very good which ended in a successful case. Thanks WKB, Regard phu

    thumb Phu Hiep Le

    5 star review  Great empathy and is most definitely a TPD guru. Everything was simple. He makes sure all medicals supported my claim. Really nice guy, very relaxed and calming lawyer in what was a very stressful situation for me. Thanks Warren!!

    thumb A Google User
  • 5 star review  Highly recommend WKB Tpd Lawyers, Warren and his team are sensational , I had a excellent experience and result with WKB TPD lawyers, Warren took all the stress away and handled everything, I could not have dealt with my superannuation Tpd insurance without them, wonderful people and wonderful service,

    thumb wayne desborough

    5 star review  Found Warren to be helpful and always keeping me updated with aspects of my claim would highly recommend Warren to anyone

    thumb Craig Gordon
  • 5 star review  Warren and Andrea took care of everything and made the process as painless as possible. They kept us updated every step of the way and were able to achieve an amazing outcome for our family. Thank you!

    thumb Deborah Tito

    5 star review  Very impressed with the team at WKD, in particular Deni and Deb who were persistent with the fund and ensured I was always up to date. I was most most impressed with their responsiveness, always returning calls and always understanding. I thoroughly recommend WKD.

    thumb Darren Frearson
  • 5 star review  I called around and found that personal injury firms were going to me charge lots. I found Warren on google and noticed his firm only do TPD claims. Not only did I feel comfortable instantly, he charged me a really good fixed rate. Warren ran my claim and he got my claim approved in 3 months. Cant recommend this firm enough. Always returned my calls and answered my emails very quick.

    thumb Jenny Rogers

    5 star review  My father Anthony went through Warren for his TPD claims and was very satisfied with the service Warren provided he was very helpful when I had questions to ask. And kept in touch with me twice a week on the progress he has made. He also helped very much on Christmas day as we were in hard times and couldn't afford it he loaned us $2000 which most people wouldn't do he is a warm hearted person that takes care of his clients. Our family would like to thank you very very much Warren

    thumb Aaron Rogers
  • 5 star review  I can highly recommend Deb and Deni from the Brisbane firm. Very complicated TPD claim contest by a third party investigator from BT super. The team was highly motivated and pointed me in the right direction to gather medical and supporting documentation. There was no way with out them I would of got the result. Went above and beyond to make a very stressful process and seamless as possible. I would reccomend anyone attempting this application process to seek there advice and give there firm authority to act on there behalf.

    thumb Luke suisted

    5 star review  Warren handled my will dispute and I was very happy with his service and his great negotiation skills. Very good lawyer and would recommend him to anybody wanting to use his services

    thumb anne james
  • 5 star review  Thank you so much for your help, it ment so much to me, you showed empathy and was understanding and made me feel like I am being heard. It helped me feel calm during the stressful times. Thank you!

    thumb Cindy Tayyah

    5 star review  I cannot thank Warren enough. I had no clue how to do the paperwork and when I tried to do this claim myself I got rejected. Warren helped in getting it back on track and was eventually approved. Always responded back and on some cases emailed me on Sunday.

    thumb Colin Jackson
  • 5 star review  I needed help with an enquiry about my TPD claim that was successful over a year ago. Warren was extremely helpful and knowledgeable. He answered my questions quickly, in a way that was precise and understandable. I highly recommend him and his services.

    thumb AST HOLDINGS

    5 star review  Warren is amazing!! He is a lawyer with empathy and passion for his clients. Our 3 TPD clams were approved within 3 months and I cannot be happier with the results he has achieved. I highly recommend Warren and his team! you will not be dissapointed.

    thumb Jason Stimming
  • 5 star review  Thank you so much!! claim approved after it was declined!! great service and the team genuinely cared about my wellbeing.

    thumb Kylie Brimming

    5 star review  Highly recommend due to very high quality of professional service. Very efficient with great communication. Always happy to spend as much time as it takes to help you understand anything. I will always be using them in the future.

    thumb Neil Selby
  • 5 star review  I'm so happy I found Warren. All he does is TPD claims. He was patient, an expert, and everything was explained to me in layman terms.The TPD claim took 6 months for approval due to questions me changing to another occupation as I couldn't be a Labourer anymroe.He even advised me on tax issues and Centrelink and referred me to a financial planner to save on tax. Highly recommend, great service and made me feel at ease.

    thumb Robert Baker

    5 star review  Extremely good service, keep-ed me informed every step of the way and couldn't be happier with the outcome Truly a professional service.Thank you, Warren

    thumb Samantha Cozma

Contact Us

Brisbane Office

Level 8 126 Margaret Street

Brisbane City QLD 4000

Phone no: 1800 865 225

warrenbennett@wkblawyers.com.au

Sydney Office

6-7 91 Phillip Street, Parramatta
NSW 2150

1800 865 225

warrenbennett@wkblawyers.com.au

Melbourne Office

Level 10, 555 Lonsdale Street
Melbourne VIC 3000

1800 865 225

warrenbennett@wkblawyers.com.au

Perth Office

Level 1, 100 Havelock Street
Perth WA 6005

1800 865 225

warrenbennett@wkblawyers.com.au

Adelaide Office

Level 5, Tower 2, 121 King William Street
Adelaide SA 5000

1800 865 225

warrenbennett@wkblawyers.com.au

Send us a Message