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Superannuation Lawyers in Melbourne, VIC

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Superannuation Lawyers

Have you stopped working due to an injury or illness? Do you have any disability or medical condition which restricts you from working? If yes, you may be entitled to insurance benefits under your superannuation fund. 

A person who has worked multiple jobs will likely have more than one superannuation fund. But understanding the terms and conditions laid out in the insurance policies under your superannuation fund can be difficult to understand, especially if you do not have legal knowledge.

At WKB Lawyers, we have experienced legal professionals who can help you decode the terms of your superannuation in Melbourne

Get in touch with our superannuation lawyers in Melbourne to find out the terms of your superannuation policy today.

Insurance Claims That Fall Under Superannuation in Melbourne

Superannuation funds are retirement plans offered to employees in Australia. It allows employees to save for their post-retirement life and ensure a steady income stream even after they stop working.

In addition to this, many superannuation companies in Melbourne also include various insurance policies in their funds. If an employee is unable to work due to an injury, illness, or death, the insurance policies provide benefits to take care of the family. 

Superannuation lawyers in Melbourne can help you claim benefits from a superannuation fund for the following:

Superannuation insurance claims

Total and Permanent Disability (TPD) 

If you are unable to work for three or more months due to an injury or illness, you may be liable to a lump sum payment as part of your TPD insurance.

This can include physical injury, mental illness, or a medical condition that refrains you from returning to work.  

Depending on the terms of your TPD insurance, your disability may be defined as: 

  • Being unable to work in ‘your’ occupation
  • Being unable to work in ‘any’ occupation

Income Protection 

If an injury or illness has made you temporarily unable to work, you are liable to get “salary continuance benefits” under the Income Protection Insurance.

This means the employee gets a salaried monthly income for the period they cannot work. 

Depending on the terms and conditions of your insurance, there will be a minimum waiting period before the monthly payments commence.

Generally, an employee is paid only 75% of their pre-disability income.

Death/Terminal Illness Benefit

A few superannuation companies in Melbourne offer death insurance as part of their fund policies. In the event of your death, the balance of your superannuation account is paid to the listed beneficiary (usually a spouse or children).

This amount can help your family to manage expenses such as paying the mortgage and other bills. 

At WKB Lawyers, we have an experienced team specialising in the legalities of superannuation in Melbourne. Our lawyers are qualified, skilled, and have the know-how to handle all types of claims related to superannuation funds.

From TPD claims to Income Protection benefits, our lawyers have tricks up their sleeves to handle any complexity that may arise in such cases.

Superannuation melbourne

Who Can Make a Claim Against Superannuation Companies in Melbourne?

If you have suffered an accident, injury, illness, or medical condition that leaves you indisposed to work, do not worry much. With our superannuation lawyers in Melbourne, you can claim your superannuation fund to receive benefits. 

Superannuation claims can be made for the following reasons: 

  • Physical injuries 
  • Workplace injury 
  • Motor vehicle accident
  • Cancer, stroke, or heart attack 
  • Mental health conditions 
  • Autoimmune condition, or motor neurone disease 

Get A Successful Claim with Our Superannuation Lawyers in Melbourne

WKB Lawyers are different from other law firms. We exclusively deal with cases related to superannuation funds and TPD policies. So, our superannuation lawyers in Melbourne have the unique expertise to deal with these legal matters.

FAQs

Superannuation companies may seem like they have good intentions, but they do not want to pay your claims. They will often use delay tactics and try to cut down your payment amount. You need an experienced superannuation lawyer in Melbourne to ensure you are not cheated out of getting a fair payment. 

There are different time limits on making an insurance claim, depending on your claim type. It is always best to make your claim at the earliest opportunity. To know if you have a valid time limit for your claim, consult our lawyers for advice. 

WKB Lawyers follows the ‘No Win, No Fee’ policy. So, unless you receive a payout from your superannuation fund, you do not have to pay us any fee. 

This depends on the terms and conditions of your superannuation fund and its insurance policies. To find out how much benefit you may be eligible for, talk to our legal experts. 

It is impossible to say a fixed timeline for how long a superannuation claim takes. It can be anywhere between 6 to 18 months or more, depending on the complexity of the case. It may take even longer if the claim is rejected and you have to go to court. 

If you lost a loved one, you can file for a death benefit claim with the superannuation fund. The beneficiary is usually a spouse or children. The super fund decides the distribution of the payment. Hence, you need legal help to ensure you get your claim. 

Before making a superannuation insurance claim, you must have all documents and medical evidence with you. To know what documents you must have, consult our lawyers. 

If the super fund rejects your superannuation claim, our lawyers can help you challenge the decision in court. We have the skills and expertise to handle complex cases in court. 

Yes, non-work-related conditions can also be claimed under a superannuation policy. For example, if you have a car accident that renders you unable to work for some time, you may file for a claim to get insurance benefits. 

Yes, you may. As a self-employed person, if you have been paying regular contributions to a superannuation fund, you may be eligible to make a superannuation insurance claim. 

Yes, you can. You are eligible to get benefits from your superannuation fund even when you’re on WorkCover or TAC. 

Yes, an employee can claim superannuation benefits if they cannot work due to a psychological condition. 

testimonials

Testimonials

  • Warren is amazing!! He is a lawyer with empathy and passion for his clients. Our 3 TPD clams were approved within 3 months and I cannot be happier with the... Read More

    Jason Stimming Avatar Jason Stimming

    Very impressed with the team at WKD, in particular Deni and Deb who were persistent with the fund and ensured I was always up to date. I was most most... Read More

    Darren Frearson Avatar Darren Frearson
  • I can't speak highly enough of Warren and the team. I initially contacted some of the more advertised no win no fee lawyers (im sure you know who) before speaking... Read More

    Land Quer Avatar Land Quer

    More humans like these people, please! You know people are special when they choose a career helping the vulnerable, despondent and broken in society. This company have solicitors and lawyers who... Read More

    Belinda Burrows Avatar Belinda Burrows
  • Absolutely amazing service from the whole team. They helped with every part of my claim, navigating though the complex process with ease and the highest level of professionalism. Responses to any... Read More

    Moustafa Sayegh Avatar Moustafa Sayegh

    5 stars is all that I can give, but Warren deserves more. Not only did he find super for us, but got both our TPD claims approved without us doing... Read More

    Jodie Wright Avatar Jodie Wright
  • I contacted WKB Lawyers in hope I could finally find a firm that would actually be able to help and be honest with me. Vishani (solicitor) and Mai Marie (paralegal) took... Read More

    Joshua Watson Avatar Joshua Watson

    Thank you so much to Warren & Nari who have assisted me over the last 12 months. The communication was immaculate, I was always kept in the loop and pointed... Read More

    Katie Butler Avatar Katie Butler
  • Extremely good service, keep-ed me informed every step of the way and couldn't be happier with the outcome Truly a professional service. Thank you, Warren

    Samantha Cozma Avatar Samantha Cozma

    Extremely good service, keep-ed me informed every step of the way and couldn't be happier with the outcome Truly a professional service. Thank you, Warren

    samantha cozma Avatar samantha cozma
  • Amazing work from Caitlin and the team at WKB Lawyers, for a positive outcome. Caitlin is wonderful, phoning people weekly, keeping me in the loop every step of the way. She... Read More

    Carl Haimes Avatar Carl Haimes

    Helpful, understanding, efficient, stress free, know how to help and always call back/email within 24 hours. Always keep you up to date. Please if you need help with... Read More

    Tanya Neuendorf Avatar Tanya Neuendorf
  • I had the worst experience with a lawyer in Brisbane in well-established firm. They told me it would take years. I lost heart spoke to Warren and he predicted it... Read More

    Aisha Dixon Avatar Aisha Dixon

    Warren successfully claimed TPD and salary continuance payments for me. He has always been a pleasure to deal with. He breaks things down into easy to understand manner. ... Read More

    Jaime Hicks Avatar Jaime Hicks
  • Warren took the time to keep us informed every step of the way. He understood the immense stress we were under dealing with medical issues and took care of the... Read More

    Jacqueline T Avatar Jacqueline T

    Warren and Andrea took care of everything and made the process as painless as possible. They kept us updated every step of the way and were able to achieve an... Read More

    Deborah Tito Avatar Deborah Tito
  • I needed help with an enquiry about my TPD claim that was successful over a year ago. Warren was extremely helpful and knowledgeable. He answered my questions quickly, in a... Read More

    AST HOLDINGS Avatar AST HOLDINGS

    Fantastic firm to work with. Highly recommend Hunter and the legal team in Brisbane. Angela was my point of contact during my claim process and was brilliant in clarifying any concern... Read More

    Damon Joseph Avatar Damon Joseph
  • Warren has looked after 3 TPD claims for me and he’s been amazing. He has demonstrated exceptional compassion and understanding. I couldn’t recommend him highly enough he provided updates... Read More

    Mandy M Avatar Mandy M

    I don't know where to start. I was trying to claim my retrospective invalidly claim through PSS super. I had no help from PSS, and they were just telling me... Read More

    Tracey D Avatar Tracey D
Compensation Lawyers Sydney

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At WKB Lawyer, we focus on helping clients succeed in their legal cases. Our commitment to achieving the desired outcomes for our clients has established us as one of Sydney’s most trustworthy and reliable compensation law firms. Leveraging our legal expertise and resources effectively, we aim to strengthen your case and be there for you every step of the way.

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