Making a successful TPD Claim can often be a very daunting experience. For one, there is a myriad of paperwork to complete, making sure your doctors are supportive of your TPD claim, and a policy document over 150 pages long with all these clauses that are difficult to understand or interpret. Quite frankly, no wonder self-represented claimants come to WKB Lawyers to help.

Making a successful TPD Claim requires lots of policy interpretation and the understanding of medical evidence, including the two Medical Attendant Statements that are provided as part of the claims pack.

Medical Evidence

The two medical reports are very important, they need to confirm you are totally permanently disabled from returning back to work.

You will need to review these once received to make sure all the right boxes are ticked and are supportive.

Further, if you have been through the Worker’s Compensation or Compulsory Third-Party scheme, you may have a few Independent Medical Reports that may help you in making a successful TPD claim.

Understanding of the TPD definition

You will need to understand the TPD super claim definition to see if you may qualify. This can be complicated and will require a good understanding before you decide to make a TPD claim.

There are many types of definitions depending on circumstances and your superannuation fund, but most people are assessed under these criteria:

  • Ceased work because of injury or illness;
  • Have not been able to work for either 3 or 6 consecutive months; and
  • To prove with medical evidence, that you are unlikely ever to return to work that you are reasonably suited to within your education, training or experience.

In recent times, we have seen Superannuation Funds add in extra definitions to make it harder for claimants to be successful. The above is your common definition and it would be prudent for you request a copy of the policy document to review yourself.

However, before doing the above, we suggest that you give WKB Lawyers a call for a free review of your TPD claim. Not only are we experts in TPD claims, but this is all we do, meaning that we have been through every possible decline and can give you advise on how to proceed quickly.

Infact, we have a dedicated FAQ’s and Tips page you can go to by clicking on https://wkblawyers.com.au/faqs-and-tips/ 

For a free review of your case, please contact WKB Lawyers at 1800 862 225 or visit us at www.wkblawyers.com.au.