Is your illness or injury preventing you from working? Do you find it difficult to continue working? If so, you might be qualified to make a TPD claim.
However, TPD claims can be challenging, and to increase the likeliness of claim acceptance, you must meet all eligibility requirements. You must provide thorough documentation in your application that demonstrates your eligibility for the TPD claim.
To pursue a successful TPD claim, you and your TPD claim lawyers will need to show evidence. The lawyer will analyse trust deeds, insurance policies, and other conditions to satisfy the requirements and assist you in obtaining the best outcome possible for TPD claims. You will receive a favorable outcome if you provide authorities with enough proof, including medical certificates and medical reports.
In this post, we have included the five most common TPD claim strategies that will help you make a successful TPD claim with the assistance of an experienced and reputable lawyer.
5 TPD Claims Strategies
1) Know Your Level of Disability
Discuss the severity of your disability with your TPD claim lawyers before filing a claim and ask them to submit the claim on your behalf. The level of disability is determined by the claimant’s ability to return to work and education. It is accessed depending on the likelihood and prospects of returning to work following recovery.
2) Understand Your Superannuation TPD Cover
To assert your rights regarding the proper situation and its resolution, you should be familiar with superannuation coverage and its policies. In superannuation, some severe accidents that result in a lifelong disability are not paid for the difference between any occupation and own occupation disabilities. Any occupational disability stems from work that fits your fundamental level of training, education, and experience. Long-term confirmation of its validity is challenging. TPD claims in Brisbane offer protection if the illness or impairment results from carrying out your job description along with your education, training or experience.
3) Provide Complete & Sufficient Evidence
Your insurance claim lawyer will gather all the information required to support your application and make a successful TPD claim. You will be required to see a doctor and receive all treatment necessary until you become stable and stationary. You can request a thorough report from the doctor, which you can then give to your insurance company and keep the supporting documentation on hand.
Record every aspect of your disability, including the date of the accident and the day the doctor recommends bed rest and declares you unable for any physical activity.
If the insurers are unsure, they may send a designated doctor to reexamine your physical examination. They will then base their decision on the doctor’s report when determining the amount to be disbursed.
4) Keep Following Up with the Insurer
After submitting your application, follow up with your insurer to get updates and the status of your application. Your insurer might refuse to accept your claim for an abstract or vague reason and fail to provide relevant feedback. Whilst the insurer is processing your application, you should continue to check in with them. Continuous follow-up can also generate quick outcomes.
5) Claim Rejection is Not The End
Don’t accept “no” as an answer if your insurer has rejected your claim despite submitting all supporting documentation. If your claim was rejected on the first attempt, it is best to keep trying and ask your insurer why it was rejected. Additionally, you should consult your TPD lawyer and ask them for a different approach or solution.
Contact WKB Lawyers For a Successful TPD Claim
Contact WKB lawyers if you’re seeking professionals who can help you with your TPD claim process and ensure your claim is successful. Since we only work on TPD claims, you can rely on us and our expertise to achieve the best results. You can contact us wherever you are, as we offer services in Brisbane, Sydney, Melbourne, Perth, and Adelaide.