Vocational assessments are a key step in many TPD claims. They evaluate your ability to work in your own occupation, or any role you could reasonably perform based on your education and experience.
What Is a Vocational Assessment in a TPD Claim?
A vocational assessment is a report by an occupational expert. It considers:
* Your age and qualifications
* Work history and transferable skills
* Medical restrictions
* Availability of suitable employment
Why Vocational Assessments Matter
Insurers often use these assessments to argue you can work in another job-even if it’s impractical or unrealistic. For example, suggesting a manual labourer with chronic pain become an office assistant with no retraining.
How to Handle Vocational Assessments
* Be honest about your limitations
* Don’t minimise your pain or symptoms
* Take all medical reports with you
* Ask for a support person if needed
Legal Help Makes a Difference
WKB Lawyers reviews vocational reports and challenges unfair or misleading findings. If needed, we arrange for independent assessments to ensure the truth is on record.
Book your free claim check and let’s guide you through the process.
